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Sahkar Se Samriddhi

Published 06 Jul 2026. Access the PDF directly or read the stored explanation below.

UPSC English 06 Jul 2026

Sahkar Se Samriddhi

Prelims:

Indian Economy, Polity & Governance

Mains:

GS Paper II-Governance, GS Paper III-Indian Economy

Current relevance:

The Ministry of Cooperation aims to strengthen India's cooperative sector through the vision of "Sahkar Se Samriddhi" (Prosperity through Cooperation).

 


Highlights:

1.      The cooperative movement is based on the philosophy of "Vasudhaiva Kutumbakam" ("The World is One Family") and promotes shared ownership, democratic management, mutual assistance and inclusive socio-economic development.

2.      Cooperatives play a vital role in sectors such as: Agricultural credit, Dairy, Fisheries, Housing, Marketing, Rural livelihoods.

3.      Major Initiatives:

        i.            Transformation of 50,000 PACS into e-PACS:

·         PACS (Primary Agricultural Credit Societies) are the lowest tier of the Short-Term Cooperative Credit Structure (STCCS). They provide: Short-term agricultural credit, Farm inputs, Fertilizers and seeds, other rural financial services.

·         e-PACS aims to digitize operations, improve transparency, efficiency and service delivery.

      ii.            Grain Storage Infrastructure

·         Foundation stones laid for 47 cooperative grain storage godowns.

·         Objective:

o   Strengthen decentralized storage capacity.

o   Reduce post-harvest losses.

o   Improve food security and farmer incomes.

    iii.            Milk Supply Review Dashboard Portal

·         Launched for the National Dairy Development Board (NDDB).

·          Purpose: Monitor milk procurement and distribution, Improve supply chain management, Support data-driven decision-making.

    iv.            National Urban Cooperative Finance and Development Corporation (NUCFDC) Initiatives:

·         Sahakar CBS

Core Banking Solution(CBS), centralized digital banking platform for Urban Cooperative Banks (UCBs). Enables standardized,  secure and efficient banking operations.

·         Sahakar Sahyogi

A Conversational Artificial Intelligence (AI) platform which Improves customer service,  grievance redressal and banking operations.

 

Source: PIB - https://www.pib.gov.in/PressReleaseIframePage.aspx?PRID=2281581&RegID=6&LID=1&reg=48&lang=2

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