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Special Swap Facility

Published 21 Jul 2026. Access the PDF directly or read the stored explanation below.

UPSC English 21 Jul 2026

Special Swap Facility

Prelims:

Indian Economy

Mains:

GS Paper III-Indian Economy

Current relevance:

The Reserve Bank of India (RBI) has mobilised over US$20 billion through its special foreign exchange swap facility.


Highlights:

1.      The RBI stated that the scheme has seen strong investor interest and has attracted steady foreign exchange inflows since it became operational on June 8, 2026.

2.      The initiative was launched to:

                    i.            Strengthen India's balance of payments (BoP)

                  ii.            Increase foreign exchange reserves

                iii.            Encourage banks to mobilize foreign currency from overseas sources.

3.      Sources of Foreign Exchange Mobilisation

                    i.            Foreign Currency Non-Resident (Bank) [FCNR(B)] deposits

                  ii.            External Commercial Borrowings (ECBs)

                iii.            Overseas Foreign Currency Borrowings (OFCBs)

4.      Special Swap Facility:

                    i.            Mechanism that allows eligible foreign currency deposits and overseas borrowings to be swapped with the RBI.

                  ii.            Banks mobilize foreign currency which they deposit (the dollars) with the RBI through a currency swap.

                iii.            The RBI provides rupees to the banks at a concessional swap rate, reducing the banks' hedging cost.

                iv.            At maturity, the transaction is reversed at the pre-agreed exchange rate. Easing out exchange rate risks.

                  v.            This makes it cheaper and more attractive for banks to raise foreign currency from abroad.

 

Source: THE HINDU - https://www.thehindu.com/business/over-20-billion-mobilised-through-rbis-special-swap-facility/article71245998.ece

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